Effective Date: January 27, 2026

1. ACCEPTANCE OF TERMS

Welcome to Algo Grande. By accessing our website at algo-grande.com, subscribing to our SMS program, or using any of our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services.

2. ABOUT ALGO GRANDE

Algo Grande is an investor relations and marketing firm that provides information about investment opportunities and companies. We are not a registered investment adviser, broker-dealer, or financial planner. The information we provide is for informational purposes only and should not be considered investment advice.

3. USE OF OUR WEBSITE

3.1 PERMITTED USE

You may use our website for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations

• Infringe upon the intellectual property rights of others

• Transmit viruses, malware, or other harmful code

• Attempt to gain unauthorized access to our systems

• Use automated systems (bots, scrapers) without our permission

• Harass, abuse, or harm other users or our staff

3.2 USER ACCOUNTS

If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

4. SMS PROGRAM TERMS

4.1 PROGRAM DESCRIPTION

Algo Grande’s SMS program provides subscribers with:

• Investment opportunity updates

• Company news and developments

• Market insights and educational content

• Investor materials and presentations

4.2 OPT-IN CONSENT

By providing your mobile phone number and opting in to our SMS program, you:

• Consent to receive SMS messages from Algo Grande

• Confirm that you are the account holder or have authorization to opt in

• Acknowledge that message and data rates may apply

• Understand that consent is not a condition of purchase

4.3 MESSAGE FREQUENCY

Message frequency varies based on market activity and investment opportunities. You may receive recurring messages per month.

4.4 OPT-OUT

You may opt out of SMS messages at any time by:

• Replying STOP to any message

• Contacting us directly at info@algo-grande.com

You will receive a confirmation message upon opting out. Opting out will prevent all future SMS messages unless you re-opt in.

4.5 HELP

For assistance, reply HELP to any message or contact us at info@algo-grande.com or +1 (236) 836-4182.

4.6 CARRIER INFORMATION

SMS messages are delivered via supported carriers. Carriers are not liable for delayed or undelivered messages. Not all mobile carriers are supported. Check with your carrier for service availability.

4.7 CHANGES TO SMS PROGRAM

We reserve the right to modify or discontinue our SMS program at any time with notice to subscribers.

5. INVESTMENT INFORMATION DISCLAIMER

5.1 NOT INVESTMENT ADVICE

Information provided by Algo Grande is for informational and educational purposes only. It does not constitute:

• Investment advice or recommendations

• An offer to buy or sell securities

• Tax, legal, or financial planning advice

• A guarantee of investment performance

5.2 DO YOUR OWN RESEARCH

Before making any investment decisions, you should:

• Conduct your own research and due diligence

• Consult with qualified financial, tax, and legal advisers

• Review all available information about any investment opportunity

• Understand the risks involved in investing

5.3 RISK DISCLOSURE

Investing in securities involves risk, including the potential loss of principal. Past performance is not indicative of future results. Investment opportunities mentioned by Algo Grande may be speculative and suitable only for investors who can afford to lose their entire investment.

5.4 FORWARD-LOOKING STATEMENTS

Our communications may contain forward-looking statements about companies and investment opportunities. These statements involve risks and uncertainties, and actual results may differ materially from expectations.

6. INTELLECTUAL PROPERTY

6.1 OUR CONTENT

All content on our website and in our communications, including text, graphics, logos, images, and software, is the property of Algo Grande or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

6.2 LIMITED LICENSE

We grant you a limited, non-exclusive, non-transferable license to access and use our website and content for personal, non-commercial purposes. You may not:

• Reproduce, distribute, or create derivative works from our content

• Use our content for commercial purposes without permission

• Remove copyright or proprietary notices

• Frame or mirror our website without authorization

7. THIRD-PARTY LINKS AND CONTENT

Our website and communications may contain links to third-party websites and information about third-party companies. We do not endorse, control, or assume responsibility for third-party content. Your use of third-party websites is at your own risk.

8. PRIVACY AND DATA COLLECTION

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.

9. DISCLAIMERS AND LIMITATIONS OF LIABILITY

9.1 NO WARRANTIES

OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. We do not warrant that:

• Our website will be uninterrupted, secure, or error-free

• Information provided will be accurate, complete, or current

• Defects will be corrected

• Our website or servers are free from viruses or harmful components

9.2 LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, ALGO GRANDE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use our services

• Any unauthorized access to or use of our servers or personal information

• Any interruption or cessation of transmission to or from our services

• Any bugs, viruses, or harmful code transmitted through our services

• Any errors or omissions in content

• Investment decisions made based on our communications

9.3 MAXIMUM LIABILITY

IN NO EVENT SHALL ALGO GRANDE’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OUR SERVICES IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Algo Grande, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses arising out of:

• Your use of our website or services

• Your violation of these Terms

• Your violation of any rights of another party

• Investment decisions you make

11. COMPLIANCE WITH LAWS

11.1 SECURITIES LAWS

Some investment opportunities discussed may involve securities subject to federal and state securities laws. Investors must comply with all applicable securities laws and regulations.

11.2 ANTI-SPAM COMPLIANCE

Our SMS program complies with the Telephone Consumer Protection Act (TCPA), CAN-SPAM Act, and Canada’s Anti-Spam Legislation (CASL). By opting in, you consent to receive commercial electronic messages from us.

11.3 INTERNATIONAL USERS

Our services are operated from Canada. If you access our services from outside Canada, you are responsible for compliance with local laws.

12. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. We will provide notice of material changes by:

• Posting the updated Terms on our website

• Updating the "Last Updated" date

• Sending notice to SMS subscribers for changes affecting the SMS program

Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

13. TERMINATION

We reserve the right to suspend or terminate your access to our website or SMS program at any time, with or without cause, and with or without notice, for any reason including violation of these Terms.

Upon termination:

• Your right to use our services immediately ceases

• We may delete your account and information

• Provisions that by their nature should survive termination will survive

14. DISPUTE RESOLUTION

14.1 GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to conflict of law provisions.

14.2 ARBITRATION

Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration, except that either party may seek injunctive relief in court for intellectual property infringement.

14.3 CLASS ACTION WAIVER

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

14.4 JURISDICTION

If arbitration is not available or applicable, you agree to submit to the exclusive jurisdiction of the courts located in Vancouver, BC, Canada.

15. MISCELLANEOUS

15.1 ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Algo Grande regarding our services.

15.2 SEVERABILITY

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15.3 WAIVER

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

15.4 ASSIGNMENT

You may not assign or transfer these Terms or your rights hereunder. We may assign our rights and obligations under these Terms without restriction.

15.5 FORCE MAJEURE

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control.

16. CONTACT INFORMATION

If you have questions about these Terms, please contact us:

Algo Grande
Email: info@algo-grande.com
Phone: +1 (236) 836-4182
Address: Suite 1507 – 1030 West Georgia Street, Vancouver, BC, Canada, V6E 2Y3

ACKNOWLEDGMENT

BY USING OUR WEBSITE OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.